My Background

For more than two decades I worked at the intersection of finance and people — as President of American Mortgage Advisors, President of Watchman Steward financial advisory firm, and as a licensed health, life, and annuity advisor. I taught Financial Peace University in churches across the community and watched people follow every rule and still struggle.

The missing piece was always temperament.

As an Advanced Board Certified Temperament Counselor and ordained minister, I've spent years studying why people make the decisions they make. Through the Arno Profile System — one of the most precise temperament assessment tools in existence — I've seen the same pattern repeatedly: your financial behavior is not a discipline problem. It is a design problem.

Temperament Design exists because you deserve to finally understand how you were made.