ByDesign Money
Understanding Your Financial Temperament
What This Guide Does
Most financial struggles are not money problems. There are wiring problems. This behavioral insight guide is built on the Arno Profile System — a clinically validated temperament framework developed by Dr. Richard Arno and Dr. Phyllis Arno through the National Christian Counseling Association. Used by counselors and therapists for decades. It will show you why you earn, spend, save, and give the way you do — and why willpower has never been enough to change it.
What’s Inside
01 Complete portraits of all five temperament types in financial life
02 Three pillar dimensions: Inclusion, Control, and Affection
03 How childhood money scripts land differently depending on your temperament
04 Why most money conflict in relationships is not about money
05 Biblical grounding — your temperament has ancient roots
06 Your next steps: the Money Temperament Audit and the Partner Edition
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Companion
The Partner Edition — $42
Written for the second person in any shared financial relationship — a partner, family member, or anyone whose financial life intersects with yours. Same framework, their perspective.