The Service
The Money Temperament Audit
Your specific profile. Your specific financial history. A comprehensive written report built around your exact wiring. Choose the pathway that fits where you are.
Availability Notice
The Money Temperament Audit accepts a maximum of five clients per month. If current slots are full you will be added to the waitlist for the following month.
What to Expect
What Happens in the Audit
Your Arno Profile System scores across all three temperament dimensions are applied specifically to your financial history — your earning patterns, spending patterns, giving patterns, financial decision-making style, and the relational dynamics that show up when money is involved. The result is a comprehensive written report personalized to your exact temperament combination — revealed and reviewed together in a 60-minute session.
The Arno Profile System was developed by Dr. Richard Arno and Dr. Phyllis Arno through the National Christian Counseling Association and is the only temperament instrument that identifies all five inborn temperament types.
Choose Your Pathway
PATHWAY 1
The Supplement Only
$47
For:
Anyone who wants to understand the framework without an assessment or sessions.
Includes
The ByDesign Money Supplement delivered instantly as a PDF. Self-guided. No sessions. No assessment required.
You receive
Immediate PDF download. Read, recognize your patterns, and gain language for financial behavior you have never been able to name.
PATHWAY 2
APS Review and Foundation Session
$127
For:
Anyone without an existing APS profile who wants to understand their temperament wiring. Can stand alone or lead to Pathway 4.
Includes
James administers the APS assessment and prepares a written foundation report documenting your temperament profile across all three dimensions. One 60-minute session — conducted by video or phone — where your profile is revealed, explained, and reviewed together. Your written report is emailed to you following that session.
You receive
A comprehensive written APS foundation report personalized to your exact temperament combination. One 60-minute foundation session by video or phone. Written report delivered by email after the session. A clinical reference and growth benchmark you keep.
PATHWAY 3
Money Audit and Findings Review
$197
For:
Referral clients with an existing APS profile from their counselor. Your APS assessment and foundation review are already complete.
Includes
James receives your APS scores via signed release form and prepares your comprehensive written Money Temperament Audit report. One 60-minute session — conducted by video or phone — where your money audit findings are revealed and reviewed together. Your written report is emailed to you following that session.
You receive
A comprehensive written Money Temperament Audit report personalized to your exact temperament combination. One findings session by video or phone. Written report delivered by email after the session. APS profile records are coordinated directly between your referring counselor and james@temperament.designprior to your session.
PATHWAY 4
The Complete Engagement
$297
For:
Anyone starting from scratch. James handles everything end to end.
Includes
James administers the APS assessment. One 60-minute foundation review session — conducted by video or phone — where your profile is revealed and explained across all three dimensions. Comprehensive written Money Temperament Audit report prepared from your scores. One 60-minute findings session — conducted by video or phone — where your money audit is revealed and reviewed together. Your written report is emailed to you following that session. One follow-up session included within six months. Contact james@temperament.design to schedule APS administration before booking.
You receive
Complete engagement from APS profile to finished Money Temperament Audit report. Two dedicated sessions by video or phone. Written APS foundation report and written Money Temperament Audit report both delivered by email. One follow-up session included.
Contact james@temperament.design to schedule APS administration before booking.
Not sure which pathway is right? Email james@temperament.design before booking. All sessions are conducted by video or phone at your preference. Written reports are delivered by email following the findings session.
Continue the Work
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Additional follow-up sessions — $97
One follow-up session is included in Pathways 3 and 4 within six months. Additional sessions available at $97. 60 minutes. Your written report is the agenda. Audit graduates only.
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Share the framework
The ByDesign Money Supplement gives anyone in your financial life the same framework from their own perspective. No assessment required. $47 · temperament.design
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Go deeper clinically
Reach out at james@temperament.design to be connected with a counselor in my network grounded in the same framework.
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The Faith Edition — coming soon
The ByDesign Money Faith Edition applies the same framework to the spiritual life with scripture and prayer. Built for the believing community.